| Focus Home Loan Solutions a division of Aim With Focus, Inc. |
| 1.925.684.9720 |
| Equal Housing Opportunity All Rights Reserved © 2007 Aim With Focus, Inc. |
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FOCUS is making it simple to build your dream home. With our 3
in 1 Construction Loan, it's time to stop dreaming and start
building! This program is a 'one time qualifying' program which will
give you the ability to
1) purchase the land
2) build your home
3) Convert to traditional long term financing
Only one loan application and one time qualifying. But the best
feature, no payments while your home is under construction.
Call us. We can get you moving!
in 1 Construction Loan, it's time to stop dreaming and start
building! This program is a 'one time qualifying' program which will
give you the ability to
1) purchase the land
2) build your home
3) Convert to traditional long term financing
Only one loan application and one time qualifying. But the best
feature, no payments while your home is under construction.
Call us. We can get you moving!
Construction Loans
| 1.925-684-9720 |
Q. Do I have to make payments during Construction?
A. NO. A reserve account is established to cover the
costs of the loan during the construction phase. This
gives you the peace of mind to stay in your current home
while building, without covering two house payments.
Q. What type of loan options are there for me?
A. There are a variety of loans to choose from.
A. NO. A reserve account is established to cover the
costs of the loan during the construction phase. This
gives you the peace of mind to stay in your current home
while building, without covering two house payments.
Q. What type of loan options are there for me?
A. There are a variety of loans to choose from.
Construction Loans FAQ
We have one that can get you started on your dream home but, the best way to find out
which one will work for you is to complete an application. Short on time? Use our Quick
Quote on the left.
Q. How Much Can I Borrow?
A. We can secure up to 100% financing. It just depends on your circumstances, the program
and lender requirements. Lenders will consider your credit, income, savings or reserves, as
well as whether or not you own the land.
Q. Can I Use the Loan to Add on or Remodel?
A. Absolutely! This loan is designed to cover all aspects of construction. If you have the
dream, we can get you the money.
Q. Am I Required to Hire a Contractor?
A. While it is strongly encouraged we do offer an Owner Builder option.
The task of building a home is huge, if you do not hire a contractor
lenders will want to know there is some experience going into the project.
Q. What if I own the land?
A. Even better! You have some equity coming into the project making
this a better scenario for the bank. While it is not required, owning the
land up front does make it a little qualifying much easier.
which one will work for you is to complete an application. Short on time? Use our Quick
Quote on the left.
Q. How Much Can I Borrow?
A. We can secure up to 100% financing. It just depends on your circumstances, the program
and lender requirements. Lenders will consider your credit, income, savings or reserves, as
well as whether or not you own the land.
Q. Can I Use the Loan to Add on or Remodel?
A. Absolutely! This loan is designed to cover all aspects of construction. If you have the
dream, we can get you the money.
Q. Am I Required to Hire a Contractor?
A. While it is strongly encouraged we do offer an Owner Builder option.
The task of building a home is huge, if you do not hire a contractor
lenders will want to know there is some experience going into the project.
Q. What if I own the land?
A. Even better! You have some equity coming into the project making
this a better scenario for the bank. While it is not required, owning the
land up front does make it a little qualifying much easier.
Q. How Long Do I Have To Finish?
A. Construction time lines are from 6 - 24 months. It is better to have
time left than to exceed your agreed build time.
Q. Can I Build a Second or Vacation Home?
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A. Sure. The only type of home not qualified is a non- owner occupied, investment home.
Q. How do I get the Money?
A. All disbursements are done as 'draws'. The draw is submitted and approved. You will
always want to be thinking ahead. By dispersing the money this way, you actually save in
interest charges. You are only charged interest on the money you have actually received.
Q. How do I get the Money?
A. All disbursements are done as 'draws'. The draw is submitted and approved. You will
always want to be thinking ahead. By dispersing the money this way, you actually save in
interest charges. You are only charged interest on the money you have actually received.
Office Hours | Monday ~ Friday 9:00 to 8:00 PST Sat ~ Sun 10:00 to 6:00 | Email 24/7 |
Note: This popular loan option has been temporarily shelved while the
banks work to address the need for new lending programs for owner/builders.
banks work to address the need for new lending programs for owner/builders.