Brian R. Barnes
nmls # 238617
a.k.a 'The Loan Professor'
FHA Refinancing For Current FHA Home Owners
Find out if you can take advantage of our FHA programs.  Streamline refinances are available with
no money out of pocket or Cash-Options allow up to 95% maximum of appraised value, which is
5% more than on a conventional cash out loan.
Consolidate your first and second rate even if they are not FHA loans with our Cash-Out FHA loan
program.  Now is the time to refinance and get away from that adjustable rate mortgage.
We don't charge Junk Fees!  We guarantee our pricing.
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Debt Free Home Loan
FHA Streamline & FHA Cash-Out
Free Up More Of Your Monthly Income - Refinance High Interest Rate Loans & Credit Cards
Don't allow debt to weigh you down any longer. Consolidate your debt into one easy to manage
monthly payment by eliminating the costly, monthly payments of your car loan, boat loan, high
interest rate department store cards and those credit cards whose low teaser rates are getting
ready to expire.  Refinancing can boost your credit scores and simplify your bills &  the interest may
be tax deductible!  To find out if you qualify for one of our many Debt Free Home Loan Programs,
click on 'Start Now' and enter 'Consolidate Debt' in the comments section.
We don't charge Junk Fees!  We guarantee our pricing.
Home Free & Paying Me!  Income Producing Reverse Mortgages
Did You Ever Think Of Your Home As Income?  It's Now Part Of Your Retirement!
Refinancing now means extra income every month. This Government Insured loan is changing the
industry to meet the needs of an older generation.  Things are changing for the better.  If you're 62
or older,  you can refinance &  get paid while just living in your home.  You never owe a single
payment, for as long as you (or your spouse) live in your home.  Can you imagine the peace of
mind a Reverse Mortgage Refinance is bringing to millions of retired and soon to be retired
individuals?  Now you can't outlive your retirement!   Plus the money you receive will not affect your
social security income or eligibility.  No Worries, this Federally Insured Program has no income,
no credit and no health requirements.  

Hours | Monday ~ Friday 9:00 to 8:00 PST
Sat ~ 10:00 to 6:00 |
Email 24/7
Equal Housing Opportunity  All Rights Reserved © 2011  Brian R. Barnes # 238617.
usda 100% financing