1.925.684.9720  
You need Java to see this applet.
Refinancing  
Get The Truth About
The Real Costs. Avoid
Junk Fee's &  Ripoffs
Buying A Home  
First Time Buyers  
100% Financing
FHA Loans
Prequal Letter
Prequal vs Preapproval
Letter - Which One Do I
Need & When?
Hosting by Yahoo! Web Hosting
Equal Housing Opportunity  All Rights Reserved © 2007  Aim With Focus, Inc.
Reverse Mortgage
Seniors Can Retire At
Home With More Income.
No credit, income or
health requirements.
Make No Payments on
this Loan!
It's A Great Time to Buy!

Rates, Prices & Incentives - Buyers Have the Advantage!
FHA, USDA Rural 100% Financing - Rates Are Still Very Low!
Clearance Prices in Real Estate are Rare - But They Are HERE!

Apply Now to Take Advantage of this Historic Opportunity Today!
1. Guaranteed Pricing!
2. NO Retail Rates  |  We are a Wholesale Broker
3. NO Junk Fees | No Application Fees | No Games
4. NO Multi Phone Calls From Competing Loan Officers
5. NO Selling of Your Personal Information
6. Yahoo! Secure Online Application
7. Certified Open Book Advisor™
WARNING!
Do Not Hire a Mortgage Broker Until You
Read This Report!
7 Reasons to Call Us First
1.925.684.9720
Focus on Home Loan Solutions
A division of Aim With Focus, Inc
Thanks for explaining my
refinance and getting me a new
home loan. Now I know what
junk fees I've been stuck with in
the past. Your secure online
application was simple and easy
for me.  As a truck driver I don't
have time to sit on a phone.  I
really appreciated the straight
talk from you and for getting me
the money I needed in time.       
                                                 
                           Tim Miller, CA
Today's Lender's Require Patience
"Hurry up and wait" seems to be the mortgage
mantra these days.  The markets have seen
drastic turns from one extreme to another.  But
here's some tips to help you keep your sanity and
hopefully preserve what's left of mine.

1) Purchase on a 45 -60 day escrow
That may seem a bit much for some but
underwriters are overwhelmed with immediate
demands by an influx of borrowers.  Many lenders
are working with skeleton crews after major
layoffs.  Lenders are behind and there is nothing
we can do to speed up their process.  It's best  for
everyone to assume we need a longer escrow
period and be thrilled if we can close earlier.
We Can Help
But You Have To Call!
No Junk Fees
or Games...

You'll pay more
than you should if
you miss this
report!

Office Hours | Monday ~ Friday 9:00 to 8:00 PST
Sat ~ Sun 10:00 to 6:00 |
Email 24/7
USDA Rural
Guaranteed Loan
100% Financing with
Excellent Rates.
No Mortgage Insurance!
2) Refinancing
Again patience is required here.  Some banks are so overwhelmed with new
regulations and working with less people, that some have shut down their
refinance division all together, choosing to only concentrate on purchases.

It's a great time to buy but it is requiring and testing all of our patience right now.
Please understand that when we submit your loan, we work quickly on our end to
expedite the process.  Once the lender has your file, we do all we can on our end
to keep your file in top priority position.  We want all of our borrowers to
understand that in this financial climate, a little time and patience will go a long
way.    Thank you for understanding.
                  
                                                                     
  Brian Barnes, Mortgage Broker